Financing
Finish every room now and pay monthly. Through our Houzz Pro account you can apply to GreenSky, a consumer home-improvement lender, with credit limits up to $100,000 and decisions that often arrive within seconds, subject to credit approval. Or keep it simple: 40% at order, 60% at completion.
Do the whole house now, pay over time
Window treatments are usually the last thing in a new home and the first thing a tight budget postpones: the bedrooms get blackout and the living room waits a year. Through our Houzz Pro account you can apply to GreenSky, a consumer home-improvement lender, for a plan that lets you finish every room at once and pay monthly, with credit limits up to $100,000 and a decision that often comes back within seconds.
The process is yours, not ours: we text or email you the application link, you apply on your own phone, GreenSky shows you the plan and the terms, and if you accept, you pay us through GreenSky as the work is completed. We never see your credit file. If you would rather not finance, our standard schedule, 40% at order and 60% at completion, is on the pricing and planning page.
Four steps, on your phone
Exotic Shades & Draperies is not a lender. Credit decisions, plans and terms are GreenSky's, and are shown to you before you accept anything.
1. Get the written quote
A free consultation at your home or showroom, every opening measured, a written number per option. Or start with the instant price tool.
2. Ask for the link
We text or email you the GreenSky application link from our Houzz Pro account. It opens on your phone or computer, and decisions often arrive within seconds.
3. Accept the plan you are offered
GreenSky shows the plan, the rate and the term before you accept. Deferred-interest and fixed or low-interest plans exist; which one you are offered depends on your approval.
4. Pay as the work is completed
You approve each payment to us through GreenSky by text or email as the project reaches its milestones. The shades go up on the same schedule as a cash project.
Before you apply
Read the deferred-interest terms
A deferred-interest plan charges no interest if the balance is paid within the promotional period; if a balance remains, interest can apply from the purchase date. Fixed-rate plans avoid that. GreenSky explains both on screen.
Finance part or all
Motorized shades on the plan and drapery on the standard schedule, or the reverse; the quote is written the way you want to pay it.
No change to the work
Same workroom, same crew, same three-to-four-week lead time from the approved fabric schedule.
Published prices first
Know the number before you apply: the pricing page and the instant price tool show the same figures we put in writing.
Frequently asked
Who is the lender?
GreenSky, a consumer lender for home improvement, through our Houzz Pro account. Exotic Shades & Draperies is not a lender, does not make credit decisions and is not paid by the lender; we simply give you the link and get paid for the work as it is completed.
How much can be financed?
GreenSky offers credit limits up to $100,000 for home improvement projects, subject to credit approval. Most window treatment projects we quote fall well inside that.
What are the terms?
GreenSky offers deferred-interest plans and fixed or low-interest plans; the plan, rate and term you are offered depend on your credit approval and are shown to you by GreenSky before you accept anything. Read the plan terms, in particular how deferred interest works if a balance remains at the end of the promotional period.
How do I get the application link?
Ask us: we send the GreenSky application link from our Houzz Pro account by text or email, usually the same day, before the consultation or once you have the written quote. It opens on your phone or computer and GreenSky says decisions often arrive within seconds.
Does applying affect my credit?
That depends on the lender's process at the time you apply; GreenSky explains it on the application screen before you submit. We do not see your credit information at any point.
What if I would rather not finance?
Our standard schedule is a 40% deposit to confirm the order after project approval and the remaining 60% on completion of the installation, payable by cash, major credit cards, Zelle, bank transfer or check. See pricing and planning.
Can I finance part of a project?
Yes. Many clients finance the motorized shades and pay the drapery on the standard schedule, or the reverse. Tell us how you want to split it and the quote is written that way.
Get the number, then decide how to pay it
A free consultation and a written quote per option come first; financing is one of the ways to pay it.